Comparison March 2026

The 6 Best Accounting Software Platforms for Restaurants in 2026

Restaurant accounting has quirks that not every program understands. We look at which ones get it right.

Last updated: March 2026

Restaurant accounting is not like accounting for any other business. You have several VAT rates on each receipt (10% for food, 21% for alcoholic drinks), hundreds of small transactions every day, cash-ups, tips, split payments (cash + card), and a relationship with your gestoría (accountancy firm) that can be smooth or a nightmare of PDFs and spreadsheets.

On top of that, from 2026 e-invoicing is mandatory for small and medium-sized businesses in Spain (under the Ley Crea y Crece), and Verifactu, Spain’s new anti-fraud invoicing rules, requires your software to be compliant. Choosing the wrong accounting program can cost you hours of manual work, tax errors and avoidable penalties.

In this comparison we look at 6 accounting programs that work well for restaurants in Spain. An important note: these programs handle accounting and invoicing, but they do not replace the operational management of the restaurant (inventory, recipe costing, staff). For that, tools like Zindra complement your accounting software with all the back-office management your restaurant needs.

How we evaluated them

Ease of use for hospitality (not just for accountants)
Handling of multiple VAT rates on a single receipt
Automatic bank reconciliation
Integration with POS and management software
Verifactu and e-invoicing compliance
Collaboration with your tax adviser
Price and billing model
1

Holded

4.3
From €29/month (basic, 2 users); higher plans from €59/month
Best for: Restaurants that want to manage their own accounts with a modern interface

Holded is the Spanish cloud ERP that has grown fastest in recent years. It offers invoicing, accounting, CRM, projects and inventory on a single platform with a modern interface. It is very popular with SMEs and start-ups, and its accounting module is powerful enough for restaurants that want to be self-sufficient rather than relying entirely on a gestoría.

Pros

  • Modern, intuitive interface — the best UX on the Spanish market
  • Complete suite: invoicing + accounting + CRM + basic inventory
  • Automatic bank reconciliation with most Spanish banks
  • Ready for Verifactu and e-invoicing

Cons

  • The price climbs quickly as you add users or advanced modules
  • Advanced accounting (depreciation, year-end closing) requires know-how
  • Inventory is basic and not designed for hospitality (no recipe costing)
  • Support can be slow to respond at peak times
Price: From €29/month (basic, 2 users); higher plans from €59/month
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2

Quipu

4.1
From €13/month (Starter); Quipu Solution €23/month; Business €36/month
Best for: Small restaurants and sole traders looking for simplicity and digitised expenses

Quipu is a Spanish invoicing and accounting program designed for the self-employed and SMEs. Its strength is simplicity: it digitises receipts and invoices with OCR, reconciles expenses automatically and lets you work with your gestoría in real time. It is the most popular choice among small businesses that want to forget about paperwork.

Pros

  • Powerful OCR that digitises receipts and invoices automatically
  • Real-time collaboration with your gestoría (shared access)
  • Very competitive pricing for the self-employed and micro-businesses
  • Excellent mobile app for scanning expenses on the go

Cons

  • Fewer advanced accounting features than Holded or Sage
  • The basic plan is limited; you need Solution or Business for key features
  • No built-in CRM or project management
  • Fewer native integrations with hospitality POS systems
Price: From €13/month (Starter); Quipu Solution €23/month; Business €36/month
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3

Anfix

3.9
From €15/month (basic); full plans from €30/month
Best for: Restaurants that work with a gestoría and need professional accounting

Anfix is an online accounting and invoicing program developed by Wolters Kluwer, one of the giants of tax software. Its focus is serious accounting and regulatory compliance, with strong ties to tax advisers. It is a solid choice for restaurants that work closely with an adviser.

Pros

  • Professional accounting with all the ledgers and tax forms
  • Backed by Wolters Kluwer, a guarantee of regulatory compliance
  • Excellent integration with gestorías (collaborative workflow)
  • Certified for e-invoicing and Verifactu

Cons

  • Less modern interface than Holded or Quipu
  • Steeper learning curve for non-accountants
  • Focused purely on accounting, with no business management features
  • Not as competitively priced as Quipu for basic features
Price: From €15/month (basic); full plans from €30/month
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4

Sage 50

3.8
From €35/month (Essential); higher plans from €55/month
Best for: Mid-sized to large restaurants that outsource their accounts to a gestoría using Sage

Sage 50 (formerly ContaPlus) is the most widely used accounting software in Spain among accountancy firms and mid-sized companies. It is a professional program with decades of history, very powerful but with a considerable learning curve. The cloud version has improved the experience, although it is still software built for accountants.

Pros

  • The most widely used accounting software in Spain — your gestoría is bound to know it
  • Complete professional accounting with every feature you could imagine
  • Seamless integration with gestorías that use Sage
  • Sector-specific modules (although hospitality is not the focus)

Cons

  • Built for accountants, not for restaurateurs without an accounting background
  • Expensive compared with more modern cloud alternatives
  • The cloud version still does not match the power of the desktop software
  • An interface that shows its age next to newer competitors
Price: From €35/month (Essential); higher plans from €55/month
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5

A3 Innuva

4.0
From €50/month per module; full suites €150+/month (accountancy-firm pricing)
Best for: Restaurant groups or businesses whose gestoría uses A3

A3 Innuva (from Wolters Kluwer) is the business management suite most widely used by accountancy firms in Spain. It combines accounting, invoicing, payroll and tax on one integrated platform. It is professional-grade software that most restaurants will use through their gestoría rather than directly.

Pros

  • The most complete suite on the market: accounting + tax + payroll + employment
  • Guaranteed regulatory compliance (automatic updates to tax forms)
  • The de facto standard among Spanish gestorías, so compatibility is assured
  • Multi-company management, ideal for restaurant groups

Cons

  • Not software for restaurateurs to use themselves day to day
  • Very expensive for direct use (aimed at accountancy firms)
  • Technical interface designed for accounting professionals
  • Requires specific training to get the most out of it
Price: From €50/month per module; full suites €150+/month (accountancy-firm pricing)
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6

Contasimple

3.5
Free (basic); paid plans from €6/month
Best for: Self-employed food truck owners or small businesses that only need to invoice

Contasimple is a free invoicing and accounting program (with paid options) aimed at the self-employed and micro-businesses. It is the cheapest option on the market for anyone who needs the basics: issuing invoices, recording expenses and keeping the books up to date for the gestoría. No frills, but it does the job.

Pros

  • Usable free plan for basic invoicing
  • Extremely simple, with no learning curve
  • Unbeatable price for anyone who only needs the essentials
  • Verifactu-compliant on paid plans

Cons

  • Very basic features, with no automatic bank reconciliation
  • No additional management modules (CRM, inventory, projects)
  • Limited support on the free plan
  • Does not scale for growing restaurants
Price: Free (basic); paid plans from €6/month
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Our verdict

Choosing accounting software depends on how involved you want to be in your own bookkeeping. If you prefer to be self-sufficient with a modern interface, Holded is hard to beat. For digitising expenses and receipts without fuss, Quipu is excellent and very affordable. If you work closely with a gestoría, ask them what they use: probably Sage 50 or A3, and it makes sense to fall in line. And if you are just starting out on a minimal budget, Contasimple lets you issue legally valid invoices at no cost. Remember: these programs handle accounting and invoicing, but to control your restaurant’s real costs (food cost, recipe costing, inventory, staff) you need to pair them with operational management software such as Zindra.

Frequently asked questions

Answers to the most common questions about this category.

Do I need accounting software if I already have a gestoría?

It depends on how you work with your gestoría (accountancy firm). If you send them receipts and invoices on paper or by email for them to enter, a program like Quipu or Holded saves you time and reduces errors: you digitise everything and give them direct access. If your gestoría already uses Sage or A3 and asks you not to touch anything, you may not need your own software. The best approach is to ask them which format they prefer and fall in line.

What is Verifactu and why does it matter for my restaurant?

Verifactu is the Spanish Tax Agency’s (AEAT) system for verifying invoices and preventing tax fraud. From 2026, invoicing software must be certified and send information to the tax authorities in real time (or close to it). If your program is not compliant, you risk penalties. Holded, Quipu, Anfix and Sage are already compliant; Contasimple is compliant on its paid plans. Always check before signing up.

How do I handle the different VAT rates in a restaurant?

Restaurants mainly deal with 10% VAT (food and soft drinks) and 21% VAT (alcoholic drinks and certain other products). Every program in this comparison lets you set up multiple VAT rates, but what really matters is that your POS is configured to assign the right VAT rate to each product. The accounting software then groups the amounts by VAT rate for your quarterly returns.

Does accounting software replace restaurant management software?

No, they complement each other. Accounting software (Holded, Quipu, Sage) handles invoices, expenses, taxes and the books. Restaurant management software (Zindra, MarketMan) handles inventory, supplier purchasing, recipe costing, food cost and staff. Some, like Holded, include basic inventory, but they are not designed for the specific needs of hospitality (recipe costing, waste, etc.). Ideally, you should have both, integrated.

Want to try Zindra?

Manage inventory, purchasing, staff and costs in one platform. Try it free and decide for yourself.